Best Business Travel Credit Cards of July 2023

Are you a frequent business traveler looking for the best credit card to enhance your travel experience and save money? Look no further! In this article, we will explore the top business travel credit cards available in July 2023. These cards offer excellent rewards, exclusive travel benefits, and valuable perks designed specifically for professionals on the go. Whether you’re looking for airline miles, hotel points, or flexible rewards, we’ve got you covered. Let’s dive in and discover the best business travel credit cards to make your journeys more rewarding and enjoyable.

Business travel can be both exciting and demanding. Having the right credit card can make a world of difference by providing you with exclusive perks and rewards that can enhance your travel experience. In this article, we will explore the best business travel credit cards of July 2023, offering you valuable insights to choose the one that suits your needs.

   Benefits of Business Travel Credit Cards

Business travel credit cards are specifically designed to cater to the unique requirements of frequent travelers. Here are some key benefits these cards offer:

• Travel Rewards: Earn points, miles, or cash back for every dollar you spend on eligible purchases, including flights, hotels, and car rentals.
• Airport Lounge Access: Enjoy access to exclusive airport lounges worldwide, providing you with a comfortable and productive environment while you wait for your flight.
• Travel Insurance: Many business travel credit cards offer travel insurance coverage, including trip cancellation/interruption insurance, baggage delay insurance, and car rental insurance.
• Global Acceptance: Business travel credit cards are widely accepted around the globe, ensuring you can make purchases and access cash conveniently wherever you are.
• Dedicated Customer Support: Benefit from dedicated customer support tailored to the needs of business travelers, ensuring you receive assistance whenever you need it.

   Top Features to Consider

When choosing a business travel credit card, it’s important to consider the following features:

• Rewards Program: Look for cards with generous rewards programs that align with your travel preferences. Consider whether you prefer airline miles, hotel points, or flexible rewards that can be redeemed for a variety of travel expenses.
• Sign-Up Bonus: Many credit cards offer lucrative sign-up bonuses, providing you with a substantial number of rewards points or miles when you meet the spending requirements within a specified timeframe.
• Annual Fee: Evaluate the annual fee associated with the card. While some cards have higher fees, they often come with valuable benefits that can outweigh the cost.
• Travel Benefits: Explore the travel benefits offered by the card, such as airport lounge access, travel credits, elite status upgrades, and statement credits for travel-related expenses.
• Foreign Transaction Fees: If you frequently travel internationally, consider a card withno foreign transaction fees to avoid additional charges when making purchases abroad.

  American Express Platinum Card

The American Express Platinum Card is widely regarded as one of the best travel credit cards for business travelers. It offers a wide range of benefits and rewards that make every trip more enjoyable. Some key features of this card include:

• Airport Lounge Access: Enjoy complimentary access to over 1,200 airport lounges worldwide, including popular networks like Priority Pass, Centurion Lounges, and Delta Sky Clubs.
• Travel Credits: Receive up to $200 in annual airline fee credits, which can be used for incidental fees like baggage fees, in-flight purchases, and more.
• Fine Hotels & Resorts Program: Gain access to exclusive perks and benefits at over 1,000 luxury hotels worldwide, such as room upgrades, late checkout, and complimentary breakfast.
• Global Entry or TSA PreCheck Credit: Get a statement credit for the application fee when you apply for Global Entry ($100) or TSA PreCheck ($85).
• Membership Rewards Program: Earn valuable Membership Rewards points for every dollar spent, which can be transferred to a variety of airline and hotel loyalty programs.

  Chase Sapphire Reserve

The Chase Sapphire Reserve is another excellent choice for business travelers, offering a combination of travel rewards, premium benefits, and flexible redemption options. Here are some notable features of this card:

• Ultimate Rewards Program: Earn 3X points on travel and dining worldwide and 1X point on all other purchases. Points can be redeemed for travel through the Chase Ultimate Rewards portal or transferred to airline and hotel partners.
• $300 Annual Travel Credit: Receive a $300 statement credit each year that can be applied to any travel-related expenses, including flights, hotels, and car rentals.
• Global Entry or TSA PreCheck Credit: Like the American Express Platinum Card, the Chase Sapphire Reserve also offers a statement credit for Global Entry or TSA PreCheck application fees.
• Travel Insurance: Benefit from trip cancellation/interruption insurance, travel accident insurance, and baggage delay insurance when you pay for your travel expenses with the card.
• Lounge Access: Enjoy complimentary Priority Pass Select membership, providing access to over 1,300 airport lounges worldwide.

   Capital One Venture Rewards Credit Card

The Capital One Venture Rewards Credit Card is a popular choice for business travelers who prefer simplicity and flexibility in their rewards. Here are some key features of this card:

• Miles Program: Earn unlimited 2X miles on every purchase, with no minimum spending requirements or bonus categories to keep track of.
• Flexible Redemption Options: Redeem your miles for travel expenses, including flights, hotels, car rentals, and more. You can book through any website or app and use your miles to cover the cost.
• Global Acceptance: The Capital One Venture Rewards Credit Card is widely accepted worldwide, making it convenient for international travelers.
• Transfer Partners: If you prefer to transfer your miles to airline loyalty programs, the card offers the option to transfer to more than a dozen airline partners.
• No Foreign Transaction Fees: Avoid additional charges when making purchases abroad with this card, as it does not impose foreign transaction fees.

   CitiBusiness® / AAdvantage® Platinum Select® Mastercard®

The CitiBusiness® / AAdvantage® Platinum Select® Mastercard® is specifically designed for frequent flyers of American Airlines. If you often travel with American Airlines or its partner airlines, this card offers a range of benefits tailored to your needs. Key features include:

• Airline Miles: Earn 2 AAdvantage miles perdollar spent on eligible American Airlines purchases, as well as on select business categories like telecommunications, cable, and satellite providers.
• First Checked Bag Free: Enjoy your first checked bag for free on domestic American Airlines flights, saving you and your business money on baggage fees.
• Preferred Boarding: Receive preferred boarding privileges, allowing you to board the plane earlier and secure overhead bin space for your belongings.
• Reduced Mileage Awards: Access discounted award tickets for select destinations, allowing you to stretch your miles even further.
• Travel Insurance: Benefit from travel and purchase protections, including trip cancellation/interruption insurance, auto rental insurance, and more.

   Bank of America Business Advantage Travel Rewards World Mastercard®

The Bank of America Business Advantage Travel Rewards World Mastercard® is an excellent choice for small business owners who want to earn travel rewards without paying an annual fee. Here are some notable features of this card:

• Travel Rewards: Earn unlimited 1.5 points per dollar spent on all purchases. Points can be redeemed for travel expenses such as flights, hotels, vacation packages, and more.
• Introductory APR: Enjoy a 0% introductory APR on purchases for the first 9 billing cycles. This can be beneficial for managing cash flow and making large business purchases.
• No Foreign Transaction Fees: Use this card for international business trips without incurring any foreign transaction fees.
• Employee Cards: Issue employee cards at no additional cost and earn points on their purchases, allowing you to maximize your rewards potential.
• Online Banking: Access your account online to manage your expenses, track your rewards, and view detailed transaction information.

   Discover it® Business Card

The Discover it® Business Card is a unique option that offers cash back rewards and valuable benefits for small business owners. Here are some key features of this card:

• Cash Back Rewards: Earn unlimited 1.5% cash back on all purchases. At the end of your first year, Discover will match all the cash back you’ve earned, doubling your rewards.
• No Annual Fee: Enjoy the benefits of a business credit card without paying an annual fee.
• 0% Intro APR: Take advantage of a 0% introductory APR on purchases for the first 12 months, giving you flexibility in managing your business expenses.
• Free FICO® Credit Score: Monitor your credit score for free and stay informed about your credit health.
• Business Tools: Access business tools and resources, including expense tracking, spending summaries, and downloadable purchase records.

    HSBC Premier World Elite Mastercard®

The HSBC Premier World Elite Mastercard® caters to high-net-worth individuals and offers a range of premium benefits and rewards. If you’re looking for an exclusive travel experience, consider the following features of this card:

• Airline Rewards: Earn 3X points on travel purchases and 2X points on dining worldwide. Points can be redeemed for airline rewards, including flights, upgrades, and more.
• Annual Travel Credit: Receive a $100 annual air travel credit that can be used towards eligible airline purchases, such as seat upgrades and baggage fees.
• Airport Lounge Access: Enjoy unlimited access to over 1,000 airport lounges worldwide through LoungeKey™.
• Global Wi-Fi Access: Stay connected while traveling with unlimited Boingo Wi-Fi access at hotspots worldwide.
• Travel Insurance: Benefit from comprehensive travel insurance coverage, including trip cancellation/interruption insurance, baggage delay insurance, and emergency evacuation coverage.

   Barclaycard Arrival Plus® World Elite Mastercard®

The Barclaycard Arrival Plus® World Elite Mastercard® is a versatile travel credit card that offers flexible rewards and valuable benefits. Here are some key features of this card:

• Travel Rewards: Earn unlimited 2X miles on every purchase. Miles can be redeemed for travel statement credits, allowing you to book your preferred travel arrangements.
• Global Acceptance: Use this card with confidence worldwide, as it is widely accepted by merchants and ATMs.
• Chip and PIN Technology: Enjoy enhanced security and convenience with chip and PIN technology, which is commonly used in international destinations.
• Travel Insurance: Benefit from travel accident insurance, trip cancellation/interruption insurance, and auto rental collision damage waiver when you use your card for eligible travel expenses.
• No Foreign Transaction Fees: Avoid additional charges when making purchases abroad, as this card does not charge foreign transaction fees.

   Wells Fargo Business Platinum Credit Card

The Wells Fargo Business Platinum Credit Card is designed for small businesses and offers a combination of rewards and features that can benefit frequent business travelers. Here are some notable features of this card:

• Cash Back or Points Rewards: Choose between cash back or points rewards based on your preferences. Earn 1.5% cash back or 1X points on all purchases.
• Introductory APR: Enjoy a 0% introductory APR on purchases and balance transfers for the first 9 months, providing flexibility in managing your business expenses.
• Expense Management Tools: Access online spending reports, payment controls, and expense tracking tools to simplify your business finances.
• Employee Cards: Issue employee cards at no additional cost and earn rewards on their purchases, helping you maximize your rewards potential.
• Overdraft Protection: Link your card to a Wells Fargo business checking account to provide overdraft protection and manage your cash flow effectively.

   U.S. Bank Business Leverage® Visa Signature® Card

The U.S. Bank Business Leverage® Visa Signature® Card is a business credit card that offers a generous rewards program and valuable benefits for business travelers. Consider the following features of this card:

• Cash Back Rewards: Earn up to 2% cash back on eligible net purchases, with no limit on the amount of cash back you can earn.
• Introductory APR: Benefit from a 0% introductory APR on purchases and balance transfers for the first 15 billing cycles, allowing you to manage your expenses more effectively.
• Travel and Emergency Assistance Services: Access a range of travel and emergency assistance services, including emergency ticket replacement, medical referral assistance, and legal referral assistance.
• Spend Analysis: Gain insights into your business spending with Spend Analysis, a tool that categorizes and tracks your expenses.
• No Foreign Transaction Fees: Use your card internationally without incurring foreign transaction fees, making it ideal for business travelers who frequently travel abroad.

 Conclusion

Choosing the best business travel credit card can significantly enhance your travel experience and help you save money. In this article, we explored the top business travel credit cards of July 2023, each offering unique benefits and rewards tailored to the needs of frequent business travelers. From the American Express Platinum Card to the U.S. Bank Business Leverage® Visa Signature® Card, there are options available for every preference and budget. Consider your travel patterns, spending habits, and desired rewards to select the card that best aligns with your needs. With the right business travel credit card in your wallet, you’ll be on your way to enjoying exclusive perks, earning valuable rewards, and making your business trips more rewarding and enjoyable.